NZ Payment Methods Review – Credit and Debit Cards

Casino banking is a difficult subject for most NZ online casino beginners to grasp, which is why we have separate pages for accepted banking methods at NZ Casinos.

If you are used to paying for products and services with credit or debit cards, you will be glad to know that you can fund NZ online casino accounts with credit and debit cards too. In fact, credit and debit cards as casino banking methods are safe, quick, and secure. All NZ online casino players are familiar with using them at offline and online stores.

If you are looking for NZ credit and debit card casinos, check out our top NZ online casinos list below. You can fund your account with credit/debit cards at any of these sites.

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You can rest assured that we haven’t collected these sites at random. Instead, we have checked each of them for criteria such as licensing and ownership, games and software, bonuses and promotions, customer support, loyalty rewards, and so on. You can expect the ultimate casino gaming experience at any of our recommended sites.

Advantages of Using Credit & Debit Cards at NZ Casino Sites

The advantages of using credit & debit cards at NZ casino sites are many, and we have compiled some of them as follows:

• Credit and debit cards are the most popular payment methods at online casinos.

• Credit and debit card transactions are quick, hassle-free, and efficient.

• The best NZ credit/debit card casinos welcome players with huge bonuses, run lucrative promotions, and give away amazing loyalty rewards.

• Features such as Verified by Visa and MasterCard SecureCode, which allow you to use one-time PINs to validate your transactions, make credit/debit cards safe and secure.

• Credit cards are excellent for high rollers as they come with credit lines.

• On the other hand, debit cards are better for cautious players as the casino deposit is debited from their savings account, saving them from running into credit card debts.

• All NZ casino sites accept credit/debit cards as payment methods.

• You don’t have to create an extra account at your bank or card-issuing company to hold and use a credit/debit card.

• NZ players can use their credit cards for deposits as well as withdrawals.

• Credit/debit cards are very easy to use; almost all NZ casino players have used them at one time or the other.

Credit/Debit Cards Accepted at NZ Online Casinos

The two most popular types of credit/debit cards accepted at NZ online casinos are Visa and MasterCard credit/debit cards.

Main Features of Visa & MasterCard – Both MasterCard and Visa are credit card networks, but neither of them issue credit and debit cards. They act as intermediaries between merchants and financial institutions. Whenever you use your card to make a payment, these networks process the transaction.
So where do you get your card from? You get it from your bank or credit card issuing company. You receive credit from the bank although MasterCard and Visa transmit the information that makes your payment successful.

Visa & MasterCard credit/debit cards are widely used all over the world. Based on contactless technologies, they have several fraud protection measures in place. If someone makes unauthorized use of your credit card, you have to alert your bank immediately to avoid losing any money. Plus, you can use features such as Verified by Visa or MasterCard SecureCode to make your transactions secure.

Verified by Visa – Also known as Visa Secure, this is a feature that allows you to confirm your identity whenever you pay for a product or service. It is an additional check, which sends a one-time PIN (OTP) to your registered mobile number or email address. You have to use the OTP to authorize your transaction.

MasterCard SecureCode – Similar to Visa Secure, this is a feature that MasterCard offers to secure your transactions. Whenever you make an online transaction, you can opt to receive a one-time PIN (OTP) on your registered mobile device. You can then use this OTP to authorize your transaction. This adds an extra layer of security to your MasterCard use and prevents any third party from making unauthorized use of it.

How to Deposit with a Credit/debit Card at NZ Online Casinos

Are you ready to use your Visa or MasterCard credit/debit card to load funds into your NZ online casino account?

Here is a simple guide to help you:

• Choose one of the credit/debit card casinos from our NZ online casinos list and sign up.

• Log in to your gaming account and visit the banking section of your online casino.

• Select MasterCard or Visa as your funding option.

• Your online casino may also prompt you to choose credit, debit, prepaid, or gift cards.

• You may also have to choose your bank from a list of banks.

• Enter card details such as card number, expiry date, CVV number, and name of the cardholder.

• Input the deposit amount.

• Confirm the details you have just entered.

• Complete the transaction.

• The best NZ casino sites send you a confirmation on your mobile phone or email address as soon as the transaction is successful.

• Funds deposited with credit/debit cards instantly reflect in your gaming account.

When you deposit with a credit/debit card, you must understand that each casino has daily, weekly, and monthly deposit limits. Some NZ online casinos allow you to set your deposit limits as part of their responsible gambling policies. We recommend setting your deposit limits to avoid overspending at the online casino.

None of the sites in our NZ online casinos list charge you for depositing and withdrawing with credit/debit cards. However, your bank may charge processing, transaction, or currency conversion fees. You have to find out about these fees from your bank, financial institution, or credit card issuing company. We have also come across a few NZ online casinos that charge a fee of 2.5% on credit/debit card deposits. Ultimate, it all depends on your online casino, preferred currency, and country of residence.

How to Withdraw Winnings with a Credit/debit Card at NZ Online Casinos

Is it time to withdraw your casino winnings?

NZ casino sites prefer crediting your winnings to the same method you used to make a deposit. If you deposited with a Visa or MasterCard credit card, you can withdraw your winnings to the same card. Your winnings will be transferred from your NZ casino gaming account to the bank account linked to your Visa or MasterCard credit card.

Here is a guide to withdrawing your casino winnings from your gaming account:

• Visit the banking section of your NZ credit/debit card online casino.

• Choose Visa or MasterCard as your preferred withdrawal option.

• Enter your card details just as you did while making a deposit.

• Enter the withdrawal amount and confirm the details. Credit/debit card withdrawals are not as instant as deposits, for the following reasons:

• Online casinos keep withdrawal requests pending for 1 – 2 days, during which they check your identity.

• As part of the verification procedure, you have to submit copies of your identification documents to the online casino.

• You can cancel your withdrawal request during the pending period and spend the money on the online casino games.

• The processing time takes 2 – 3 days.

• The time taken for your money to reach your bank account after the processing time depends on your bank, preferred currency, and country of residence.

• You may have to wait 4 – 5 days to receive your casino winnings.

Disadvantages of Credit/Debit Cards as Casino Payment Methods

Everything in life has pros as well as cons. Credit/debit cards as casino payment methods also have many disadvantages as follows:

Not Anonymous – The fact that you have to reveal your card details to the online casino may make you feel uncomfortable. Of course, you needn’t feel uncomfortable because NZ casino sites are safe and secure. They use the latest digital encryption technologies and anti-fraud measures to create a safe and secure online casino banking environment. You can use your credit/debit card with confidence.

Banks May Decline Credit/Debit Card Transactions – If you don’t have enough credit or funds in your savings account, your bank will decline your transactions. You also have to make sure that your credit/debit card details match the details you provided while registering an account for successful transactions. NZ online casinos are based in offshore jurisdictions, so you should make sure that your credit/debit card can be used to make international purchases.

Your bank may decline your card transactions for several reasons. You may have to talk to your bank as well as the online casino to find out the exact reason your credit/debit card transaction is declined.

Deposit Only – Some casinos do not allow you to use your credit card as a withdrawal option. In this case, you have to use alternative payment methods such as Bank Transfer, Bitcoin, or electronic wallets.

Lengthy Verification Procedure – The verification procedures at some online casinos are too lengthy. You have to download, fill in, and submit credit/debit card authorization forms.Also, you have to submit scanned copies of your fronts/backs of the credit cards you used to make a deposit. Plus, you have to submit copies of identification documents such as the latest utility bills, photo IDs, bank statements, and others.

Deposit & Withdrawal Limits – Each casino has monthly, weekly, and daily deposit and withdrawal limits. Check the online casino’s terms & conditions for the deposit and withdrawal limits.Low deposit limits may frustrate you if you are a high roller. So you have to find out about deposit limits and ways to raise them, if any, at the online casino. Similarly, if you have won a large amount of money, the online casino’s withdrawal limits may disappoint you.

You may be able to deposit and withdraw more if you use alternative banking methods.Fortunately, withdrawal limits don’t apply to progressive jackpot wins at most casinos. All the NZ casino sites in our list pay progressive jackpots in a lump sum.

Credit Card Debts – If you aren’t careful, you may run into mountainous credit card debts, which you may find hard to clear. Using debit cards is better if you want to control your casino spending and avoid getting into credit card debts.

NZ Credit & Debit Card Casinos FAQs

How fast are credit/debit card transactions?

Credit/debit card deposits are instant. The funds will instantly appear in your account, enabling you to start playing in an instant.
The withdrawals, however, are not that instant. You have to undergo a verification procedure, which may take a few days.

Is it safe to use credit/debit cards at NZ online casinos?

The top NZ casino sites use the latest digital encryption technology and anti-fraud measures to protect your data from unauthorized access. You can, therefore, trust an NZ online casino with your credit/debit card details. Rest assured that nobody can access your personal and financial details and make the wrong use of it.

Which is better as a casino payment method—credit or debit card?

Your choice of credit or debit card depends on your gambling habits. Are you a high roller who can afford to deposit and wager huge amounts of cash at online casinos? Can you successfully handle your credit card debt? In this case, you will be happier using credit cards.
Debit cards are for players who want to control their casino spending. As you will be depositing from your savings account, you won’t run into any credit card debts.

Is it legal to use credit/debit cards at online casinos?

Gambling at licensed offshore online casinos is legal in New Zealand. So it is safe and legal for Kiwis to make online casino deposits using credit/debit cards.

Do I have to pay fees for using credit/debit cards?

Choose from our NZ online casinos list. None of our recommended online casinos charge players for using credit/debit cards to make deposits and withdrawals.
However, your bank or financial institution may charge you transaction or processing or currency conversion fees for your credit/debit card transactions. You have to contact your bank to find out exactly how much you have to pay as fees.
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